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In response to patient requests, Dental Clinique now offers
an interest-free loan to help you pay for your private treatment.
More and more people are taking advantage of modern dental
treatments to improve their oral health and the way they look.
Whatever private treatment you need, there is now an easy
way to pay.
Dental Clinique has registered with Denplan Enhance (member
of the Global AXA group). Denplan Enhance allows you to spread
the cost of high value private treatments provided at our
practice at no additional cost.
What sort of treatments can Interest free credit be used
for?
The credit can be used to spread the cost of private treatments
available at our practice.
How much credit is available?
The minimum credit amount is £500 and you can borrow
up to £25,000.
All loans will be subject to a simple credit check procedure
What are the charges for the credit?
The credit is interest free. The borrowed amount is all
that you repay.
There are no interest or APR charges. There are no additional
or “hidden” charges to process the loan or upon
completion.
Over what periods are the loans repayable?
The term of the loan varies depending on how much you
wish to borrow.
The following table gives a guide on the payment terms
| Amount
of loan |
Length
of interest free credit |
£500 to
£1,500
£1,500 to
£2,500
£2,500 to
£3,500
£3,500 to
£5,000
£5000 to
£25,000
|
6 months
9 months
12 months
24 months
36 months |
How will I know if I am eligible for credit?
As a guide you must be:
- Age 18 or over and under 85
- UK resident
- And can fall into these employment groups
- Regular permanent employment
- Self employed
- Retired
- Registered disabled
- House person
You must also be able to produce identification as advised
by DENTAL CLINIQUE when making an application.
Who is the credit provider?
First National Tricity Finance Ltd., a GE company,act as a
credit provider for Denplan enhance. You will be provided
with their contact details for any query about the interest-free
loan.
Is the application simple?
The credit application is easy and takes place at the practice.
The practice will then place a quick call to First National
and in the majority of the cases the decision is made there
and then.
Financially sensitive information, such as salary details
are not required. Proof of identity, such as a recent utility
bill will be required.
Once the loan is processed you will receive acknowledgement
in writing confirming details of the loan.
Is the repayment simple?
Yes. A direct debit mandate to First National will allow them
to collect the monthly loan repayments.
Typical examples
Example 1
Total cost of treatment £1,000
If you pay a 10% deposit of £100, the balance
payable is £900.
You will repay £150 per month for 6 months. Total payable
is £900 at 0% APR
Example 2
Total cost of treatment £2,000
If you pay a 10% deposit of £200, the balance payable
is £1800.
You will repay £200 per month for 9 months. Total payable
is £1,800 at 0% APR
Total cost of treatment £4,000
Example 3
If you pay a 10% deposit of £400, the balance payable
is £3,600.
You will repay £150 per month for 24 months. Total payable
is £3,600 at 0% APR
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